Dedicated to agriculture in good times and bad. In
February 2005, we distributed a patronage dividend of $19.0 million to
borrowers. "The best deal in town." We are pleased to share our earnings with our membership. Our goal is simply to be the best deal in town — for rates and service.
First Pioneer Farm Credit is part of the national Farm Credit System, the number one lender to U.S. agriculture and Rural America since 1916. For more than 80 years, we have been a reliable source of credit to farmers — in good times and bad.
Ag-business expertise.
Your First Pioneer loan officer is a professional who knows the ins and
outs of agricultural businesses, and makes a point to thoroughly understand
your business and its financial needs.
Local decisions.
Nearly all loan decisions are made right in your local office, not in some
distant office in Boston, Buffalo or New York City.
On-farm service.
First Pioneer Farm Credit loan officers and financial service experts come right to your place of business, walk your property and observe your operation, just to learn more about your business and to provide the best possible service.
Money at a fair price.
As a borrower-owned cooperative, First Pioneer is committed to providing the best value in the marketplace. Our rates are very competitive, and we structure our terms to match your cash flow. In fact, we invite you to compare our rates with those of other commercial lenders.
One-stop shopping.
First Pioneer offers other services tailored to the needs of people in agriculture: tax preparation, tax planning, financial record-keeping, appraisals, business consulting, equipment leasing, credit life insurance, multi-peril crop insurance and more.
Ownership has its privileges.
Patronage dividends are a major advantage when you borrow from First Pioneer Farm Credit. That's because cooperative organizations are structured so that customers are stockholders who are entitled to share in the earnings of the organization at large.
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1999-2004 First Pioneer Farm Credit, ACA. All rights reserved.