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Credit
    - Loan or lease?
 Management
    - Is agritourism in your
      future?

    - How to price a branded...
    - Risk Management Check-Up
    - Check Farm Business Plan

    - Start New Enterprise
    - 9 Business Succession... 
    - A closer look
    - Loan officer
    - Building a business plan
    - Bus. management advice
    - Cranberry Grower's...
    - Communication quiz
    - How to be a better risk...
    - Saving costs on energy...
    - 6 Public Relations Tips
    - Partnership predictor
    - Top 10 business tips...
    - Do you need a consultant?
Record-keeping
    -
3 Payroll resources
    -
Records: What to keep...
Estate Planning

    -
13 Estate Planning Terms
 
   - Do you need a will?
    - Business survival test
    - Estate planning tips
    - Estate planning goals
Appraisal
    - Who needs an appraisal?
Taxes
    -
Tax Relief Act 2003
    -
Records: What to keep...
    - Education tax credits 
    - Energy tax credit - NY













 

 
  Are you getting all you can from your loan officer?

Your loan officer contributes a fresh viewpoint and can often help you step back from among the trees and look at the entire forest. In addition to servicing your loan, your First Pioneer loan officer can provide dependable advice regarding:
  • a financial analysis of your business
  • debt management
  • cash flow challenges
  • benchmark comparisons vs. similar farms
  • business expansion
  • loan vs. lease decisions
  • tax planning


Should I do any "homework" before calling my loan officer?

Absolutely. If you encounter a business problem, check your cash flow, charts of accounts, balance sheets and business plan before you pick up the telephone. When you talk with your loan officer, have these materials available for reference.

Then, ask your loan officer what he or she thinks — and be willing to listen.

Remember, you make your business decisions. Your loan officer simply provides you with options and offers an outside viewpoint.

Contact us at info@firstpioneer.com for more information today!



   
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